Yep, that is the formum.
Yep, being back in Hawaii is great. A totally different experience than the Navy days. It is expensive, but I wouldn't trade it for the world.
I saw your flickr. Very cool. My wife has a flickr account (can't remember name). I've been having fun with pbase. I kinda wish I started with flickr because so many people use it and it is kind of fun. But, I'm sticking with pbase for now. I joined this other site too. It is call DP Challenge
www.dpchallenge.com. They have weekly competitions. I'm hoping to use it to develop my creative side.
As for ND. I've read up on ND filters. I know I need them. I'm planning on putting an order together for some. I usually by good UV and CP filters. With ND, I'm under the impression I would be best off with square graduated filters. I'm just not sure what are the best ones. Other than that I have the rebel XT and the 18-55 (hardly use) that came with it, the 40D, 70-200L f4, 100mm Macro f2.8, 50mm f1.8, 17-55mm f2.8 (ef-s). I also have the EX-480 flash. I know it is not the 580 but good enough for me.
Anyway, talk to you soon! Aloha